10 Ways to Teach Your Child About Money
January 20, 2010 – 11:09 am | 4 Comments

By Venson Foster
In these tough economic times its never to early to start teaching your child about money. Things are a complete and utter mess! Grade school is a good time to start teaching your …

Read the full story »

Family, Kids, Saving »

Are Those Diapers Really on Sale?
February 17, 2010 – 6:25 am | 2 Comments

Kids, they bring a lot of joy and a lot of expenses. These days getting more for your dollar is essential to any family, large or small. This article is to help you decipher what is a good price on one of the most prevalent expenses you will encounter for your child’s first few years, diapers.

There are several different brands of diapers out there. We have all heard of the big three, Huggies®, Luvs® & Pampers®. Then almost every store has a generic brand. It can really get confusing as to what is actually a good deal.

One of the biggest things that can throw you off is the quantity in each of the packs. It’s tricky because when the size of the diapers increases; the quantity of the diapers decreases.

Here is a simple formula that can help you can cover your little ones buns for less!

You will take the total price of the diapers and divide it by the number of diapers in the package. For example: the size 1 diapers you are buying have 52 diapers in the pack and are priced at $9.99. You will divide 52 into $9.99 that equals .19 cents per diaper. This is not really a deal for size 1’s. When my daughter was in a size 1 diaper I wouldn’t pay more than .10 cents per diaper. Then they go up about 2 cents per each size. Size 2’s- 11-12 cents, Size 3’s- 13-15 cents, Size 4’s- 16-17 cents and Size 5’s- 18-19 cents.

Personally, for my daughter the CVS Supreme brand diapers are just fine and cheaper than name brands. Also, Fisher Price has a line of diapers that I found only at Babies R Us and on sale those are great too. Another tip about the Fisher Price diapers, if you buy a box of them there is usually a coupon in the box. If you are going to buy the box anyway open it and use the coupon.

I know that there are overnight diapers that hold more. I found that if I just put the next size up on my daughter for overnight that works just as well.

You can use this equation for anything such as baby formula &  jars of baby food.  Again, you need to compare the amount in the containers not just the price.

With baby formula, I found that the powered formula was cheaper than liquid formula. I know what you’re thinking, it’s not as convenient, no, but it is cost effective. My local wholesale club was the cheapest per ounce of formula than even Wal-Mart. Combined with my $5.00 off manufacturer coupon (sign up on their website) it was .80 cents per ounce.

If you do need the convenience of liquid formula, (I used them for our day at the zoo) I suggest the ones that are already bottled. All you need to do is shake it and screw a nipple on top. Again, wait until it goes on sale. I used to see them on sale for $5.99 and the use my $5.00 coupon. You get 6 bottles for .99 cents! You can’t beat that (unless you are breastfeeding).

Plan ahead.

Don’t let yourself run out and stock up when the item is on sale. An 8pm trip to the grocery store because you forgot you used the last diaper 2 hours ago is not going to be very cost effective. Trust me it happens to the best of us.

Don’t be a brand name snob.

A lot of the store brands are just as good as the brand names. Most of the store brands offer a money back guarantee. If it’s cheaper try it. If you don’t like it bring it back.

Use coupons.

That $9.99 price is high but combined with a coupon from the manufacturer or the store itself can make that brand name diaper cheaper than the store brands.
o Get the Sunday paper. The $2.00 you pay for the paper may be worth it if you save $50.00 a week at the store. Also, log on to manufactures web sites and sign up for coupons. Sometimes you can print them right from home. Lastly, many of the grocery stores offer to double your coupons so watch for those too.

Check your local wholesale club.

Depending on where you live you will have a Costco, BJ’s Wholesale club or a Sam’s club. You can cash in on deals here. I found this the best price for baby formula. Combined with a coupon it was less per ounce than anything else I found. Some wholesale clubs require a membership but, if you don’t think it will be cost effective for your family some offer one day passes. If you can stock up in that one trip you can save yourself a membership fee.

Jennifer is a mother of a toddler and a self proclaimed bargain shopper. Jennifer is excited to share her tips and advise so you pay bottom dollar for your essential needs.

Popularity: 39% [?]

How to Get a Truly Free Credit Report
February 5, 2010 – 8:37 am | No Comment
How to Get a Truly Free Credit Report

A credit check is important these days… in this economy some people will do anything to steal your money. The more available credit you have, the more likely you are to see errors or issues …

Parenting – Because I Said So
February 4, 2010 – 11:36 am | No Comment
Parenting – Because I Said So

By Audrey Okaneko
I remember growing up my parents quite often said “because I said so.” This would usually happen when they said “no” and I then wanted an explanation.
I actually caught myself a few times …

Playdough – The New Come Back Activity For Kids
February 3, 2010 – 7:11 am | No Comment
Playdough – The New Come Back Activity For Kids

By Carla Phillips
When my daughter opened her birthday gift, there was excitement in her eyes and, if I had a picture of my face, I’m pretty sure there would be fire in mine. I looked …

Are You Paying Too Much For Your Electricity Supply?
February 1, 2010 – 9:20 am | No Comment
Are You Paying Too Much For Your Electricity Supply?

By Gordon Parkes
With basic living costs like food going up all the time, we’re all looking to save money on electricity and other fuel bills. The good news is that there are several easy ways …

Advice For Filing Tax Returns Online
January 27, 2010 – 7:50 am | No Comment
Advice For Filing Tax Returns Online

By Ryan S Himmel
It’s no surprise that as the convenience factor is playing a larger role among taxpayers, the number of taxpayers filing taxes online (i.e. E-Filing) has increased significantly in the past couple of …

Our Children, Our Opportunity – Owning Our Responsibility
January 26, 2010 – 9:45 am | One Comment
Our Children, Our Opportunity – Owning Our Responsibility

Parenthood is a wonderful opportunity for us take ownership in our responsibilities. While many of us parents expediently approach home ownership with a passion, we show less passion in parenting our children. The lack of passion may not have always existed.

3 Tips For Building Your Financial Security and Retirement Savings
January 25, 2010 – 11:20 am | No Comment

By Mike Dennison
Almost all of us worry about our financial security and our savings for retirement. We sometimes may imagine what it would be like to not have any savings and have to survive on …

Three Things You Can Do to Improve Your FICO!
January 22, 2010 – 12:24 pm | No Comment
Three Things You Can Do to Improve Your FICO!

By Vincent Polisi
If you would like to learn more about how to fix your credit fast, then you will want to read this article. We will be discussing three easy strategies you can implement to …

Here’s What You Need to Do If You Want to Hire a Babysitter
January 22, 2010 – 12:17 pm | No Comment
Here’s What You Need to Do If You Want to Hire a Babysitter

By Al Beckett
Looking for a babysitter? You might even have a number of candidates lined up already, but there is one thing you need to do in order to ensure your children won’t be …

Tax Refund Calculator – Get a Preview of Your 2009 Tax Refund
January 21, 2010 – 11:46 am | No Comment
Tax Refund Calculator – Get a Preview of Your 2009 Tax Refund

By Ronald Robson
Want to know of a quick way to get a preview of your tax refund for 2009?
Want to know your tax refund without actually going through the whole process of filing your tax …